Furnishings4Less has several financing options to fit everyone's needs.
Eligibility Requirements
Have you had a checking account for at least 90 days?
Do you deposit $1,000 or more into your checking account each month?
Pay Within 90 days and do not accrue interest!
Pay Over 12 Months
- Choose to make all lease renewal payments to align with your payday and own the property in 12 months.
Early Purchase Discount
- Purchase after 90 days and save 25% or more on all outstanding payments.
Credit Reporting
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Partnering with credit bureaus, including Experian, means we can report your payment history directly to these bureaus.
SYNCHRONY HOME
Eligibility Requirements
- Requires good credit score.
- pre-approval check option does not do credit check.
6 Months No Interest if Paid in Full
- Pay in full in 6 months and pay no interest
- No minimum purchase amount
- Instant Furniture Financing approvals
12 Months No Interest if Paid in Full
- Pay in full in 12 months and pay no interest
- Minimum Purchase of $1,000
- Instant Furniture Financing approvals
24 Months No Interest if Paid in Full
- Pay in full in 18 months and pay no interest
- Minimum Purchase of $2,000
- Instant Furniture Financing approvals
Longer Furniture Financing available subject to managers approval. Up to 60 months on large furniture purchases.
Klarna - Just select Klarna @ checkout
Eligibility Requirements - Credit Based
Shop now, pay later with Klarna!
We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want. It’s smooth and simple Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.
You shop, you choose how to pay.
4 interest-free installments
Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!
Monthly Financing
Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna App.
Making payments
Review your latest purchases and pay any open balances by logging into your Klarna account at https://app.klarna.com/login. You can also chat with Klarna customer service 24/7 in the Klarna App.
Safe and secure
Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.
Free delivery storewide in Arkansas, Missouri, Oklahoma, and Texas.
We deliver furniture and mattresses nationwide. Please enter your zip code on the product page and you will see the rates.
Depending on where you live each area has a free shipping threshold.
Rugs and all other small items (Pillows, Lighting, Décor, etc..) are shipped free within the Continental US.
Most orders placed are in-stock and will be delivered within 10 business days of purchase.
If the product is out of stock, we will get it to as quickly as possible or issue full refund if you wish. If a product is out of stock, we will contact you immediately.
SHIPPING CHARGES:
Free Delivery on all orders in The Greater Dallas Fort Worth Area and The greater Northwest Arkansas Area
- Free curbside delivery.
- $79 for inside delivery.
- $149 for inside delivery and setup.
Rugs: Ship Free Nationwide
All Other Items (including Lighting and Home Decor): These also ship free Nationwide
If you live outside of Arkansas, Missouri, Texas, Kansas, or Missouri
We haul our own freight to the above states so if you live there ignore this.
If you live outside of this area, then we send your furniture via LTL shipment on a Semi truck. YOU MUST INSPECT YOUR SHIPMENT. The truck driver has a Bill of Lading if you must note any damage before signing this. You need to NOTE THE BOL WITH ANY DAMAGE. We cannot cover the furniture if there is a clean (signed without noting damage) BOL when you sign the BOL it is stating you received the furniture in perfect condition.
If it is just minor damage note the BOL and sign. If it is major damage deny the shipment completely and we will send out another immediately.
Our happy and helpful experts are on hand if you need them, however you contact us.
WORKING DAYS/HOURS
MON - SAT / 10:00AM - 7:00PM
SUN / 12PM - 5:00PM
