Acima No Credit Needed
Eligibility Requirements
- Checking Account for 90 Days
- Need Driver's License or some form of ID
Credit Reporting
- Partnering with credit bureaus, including Experian, means we can report your payment history directly to these bureaus.
Payments
Pay Within 90 days and do not accrue interest!
Pay Over 12 Months
- Choose to make all lease renewal payments to align with your payday and own the property in 12 months.
Synchrony Home
Eligibility Requirements
Requires good credit score.pre-approval check option does not do credit check.
12 Months No Interest if Paid in Full
- Pay in full in 12 months and pay no interest
- Minimum Purchase of $1,000
- Instant Furniture Financing approvals
24 Months No Interest if Paid in Full
- Pay in full in 18 months and pay no interest
- Minimum Purchase of $2,000
- Instant Furniture Financing approvals
Up to 60 months on large furniture purchases.
Eligibility Requirements - Credit Based
Shop now, pay later with Klarna!
We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want. It’s smooth and simple Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.
You shop, you choose how to pay.
4 interest-free installments
Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!
Monthly Financing
Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna App.
Making payments
Review your latest purchases and pay any open balances by logging into your Klarna account at https://app.klarna.com/login. You can also chat with Klarna customer service 24/7 in the Klarna App.
Safe and secure
Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.
