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Furnishings4Less has many financing options from NO CREDIT NEEDED to up to 48 months 0% interest (WAC).
Eligibility Requirements
Do you have a three-month history with your current employer or source of income?
Have you had a checking account for at least 90 days?
Do you deposit $1,000 or more into your checking account each month?
Pay Over 12 Months
- Choose to make all lease renewal payments to align with your payday and own the property in 12 months.
90 Day Purchase Option
- Choose to make all lease renewal payments to align with your payday and own the property in 12 months.
Early Purchase Discount
- Purchase after 90 days and save 25% or more on all outstanding payments.
Credit Reporting
- Partnering with credit bureaus, including Experian, means we can report your payment history directly to these bureaus.
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Up to 48 Months Interest-free financing
Eligibility Requirements
- Subject to credit check
- Requires great/good credit score
6 Months No Interest if Paid in Full
- Pay in full in 6 months and pay no interest
- No minimum purchase amount
- Instant Furniture Financing approvals
12 Months No Interest if Paid in Full
- Pay in full in 12 months and pay no interest
- Minimum Purchase of $1,000
- Instant Furniture Financing approvals
18 Months No Interest if Paid in Full
- Pay in full in 18 months and pay no interest
- Minimum Purchase of $2,000
- Instant Furniture Financing approvals
Longer Furniture Financing available subject to managers approval. Up to 48 months on large furniture purchases.
Item is in stock ships in 10 days or less
Free delivery storewide in Arkansas, Missouri, Oklahoma, and Texas.
We deliver furniture and mattresses nationwide.
Depending on where you live each area has a free shipping threshold.
Rugs and all other small items (Pillows, Lighting, Décor, etc..) are shipped free within the Continental US.
Most orders placed are in-stock and will be delivered within 10 business days of purchase.
If the product is out of stock, we will get it to as quickly as possible or issue full refund if you wish. If a product is out of stock, we will contact you immediately.
SHIPPING CHARGES:
Free Delivery on all orders in The Greater Dallas Fort Worth Area and The greater Northwest Arkansas Area
- Free curbside delivery.
- $79 for inside delivery.
- $149 for inside delivery and setup.
Rugs: Ship Free Nationwide
All Other Items (including Lighting and Home Decor): These also ship free Nationwide
If you live outside of Arkansas, Missouri, Texas, Kansas, or Missouri
We haul our own freight to the above states so if you live there ignore this.
If you live outside of this area, then we send your furniture via LTL shipment on a Semi truck. YOU MUST INSPECT YOUR SHIPMENT. The truck driver has a Bill of Lading if you must note any damage before signing this. You need to NOTE THE BOL WITH ANY DAMAGE. We cannot cover the furniture if there is a clean (signed without noting damage) BOL when you sign the BOL it is stating you received the furniture in perfect condition.
If it is just minor damage note the BOL and sign. If it is major damage deny the shipment completely and we will send out another immediately.
Our happy and helpful experts are on hand if you need them, however you contact us.
WORKING DAYS/HOURS
MON - SAT / 10:00AM - 7:00PM
SUN / 12PM - 5:00PM